If you are one of those with the goal of someday owning your dream home, then consider if you will the current state of affairs. Indeed it is a buyers market out there and this means you have time to shop, look around and get that perfect home. Of course hopefully you are not like most Americans with credit card debt or perhaps upside-down in your current home; owing more on the mortgage than it is worth.

You see if you have been careful with your finances and now find yourself with a low debt to income ratio perhaps this maybe the right time to look around and find that perfect dream home you have been thinking of for all these years? Maybe you want a big house or a cabin away from the hustle and bustle?

Maybe you want a home with a view of the water; a lake, river or ocean? Maybe you want a quiet view over looking the valley and a place to relax and eventually retire. All this can be yours, if you will focus and do your research and make lists of all those things you are looking for in a dream home.

One wonderful thing about America is all is possible and you can have the dream home of your choice if you are responsible with your finances and focus on your dreams. By turning your dream into a set of goals you can locate, find and purchase your dream home and live happily ever after in your version of the American Dream. Please consider all this in 2006.